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Text[0]=["Owner Operator Specialists","We do a good job of meeting your needs because we focus on them exclusively.  We are proud to service owner operators and small trucking companies.   "]
Text[1]=["Immediate Payment","How many times have you heard that a check is on the way?  When we get your paperwork you are guaranteed full payment that day."]
Text[2]=["Reserve Account Info","Holdbacks can be difficult to understand and manage.  One customer told us that her old factoring company would charge 3% but they held 10% until the invoice was paid.  After being with the company for months she never saw any of the holdback money returned because hidden in the contract was a clause that if any invoice was over 45 days old none of the hold back would be returned.  With us you don't have to worry because we don't hold any of your money in our bank. "]
Text[3]=["Customer-by-Customer Info","People love the freedom this option gives.  Customers have told us that the ability to bill their fast paying customers on their own is critical to maintaining financial independence."]
Text[4]=["Load-by-Load Info","We are currently the only company in the industry offering this option.  This gives you the freedom to factor only when you need the money, keeping you firmly on the path of financial independence.<br><b>Click for more information.</b>"]
Text[5]=["No Volume Requirements","This option gives you the option to factor on a truly as needed basis since we don't require any minimum amount from you."]
Text[6]=["Non-Recourse Info","One of our owner operator customers recently sent us his gratitude when we protected him from a loss of over $3,500.  We protect our customers from bad debt, not pass it on to them."]
Text[7]=["No Long Term Contracts","Most factoring companies will lock you into 1 or 2 year contracts.  We don't do this.  We believe in binding customers with excellent service not punitive contracts."]
Text[8]=["Get Paid Info","With us, you can get cash for every load you deliver!  You will never again have to worry about getting paid."]
Text[9]=["Fedex Discount Info","The sooner we get your paperwork the sooner you get paid.  Use this program to get us your paperwork quickly and cheaply. <br> <b>Click for more information.</b> "]
Text[10]=["Free Comdata Cards","You can get as many Comdata Cards as you need.  Pay your drivers on them, advance money, pay for tolls and more.  Why setup your own account with Comdata when you can just use ours?"]
Text[11]=["Admin. Support Info","Including credit management, invoicing, collections, account reporting, expense reporting, fuel card management and much more! <br><br>We even have an online account manager that allows you to monitor each step of the factoring process.<br><b>Click to see what is possible with our online account manager!</b> "]
Text[12]=["Spot Factoring Info","We provide a service which allows you to factor on an as needed basis.  Helping you to become and remain financially independent.  "]
Text[13]=["Fuel Discount Info","Companies regularly save 2 cents per gallon.  With the TA discount, in the right market, they save 20 cents per gallon or sometimes even more!<br><b>Click for more details.</b>  "]
Text[14]=["PM Discount Info","Customers report that these are very competitive discounts on Preventive Maintence Packages and \"B\" Level inspections<br><b>Click for more detailed info on both options.</b> "]
Text[15]=["Volume Rebate Info","All customers are eligible to qualify for discounted factoring rates.  Customers receive these discounted rates through a rebate program based on the dollar volume they sent us for the previous month.<br><b>Click for more detailed info.</b> "]
Text[16]=["Complimentary Load Board Account","All FactorLoads customers are eligible to receive complimentary accounts on the NetTrans Load Board.  NetTrans was one of the first internet load boards, there you can easily access over 28,000 load postings per day!. <br><b>Click to go to NetTrans Load Board</b> "]
Text[17]=["Billing Option Info","<p>When we first came up with the idea of Spot Factoring we wanted to be able to provide the Trucker with the option to factor whenever they needed money quick and then let them bill everything else on their own. We were hoping to provide a service that would allow small trucking companies to remain independent and not have to lock themselves into the long term, restrictive contracts that other factoring companies were offering.<p>Our dream was difficult to make reality because the customers were becoming irritated with us. We were causing confusion in their Accounts Payable departments since they were constantly having to change the addresses they were sending checks to. To fix this we began to require the trucking company to factor every load with a customer once they factored one load with them and the customers they didn't want to factor they could bill on their own.<p>We are now taking a step back toward our original goal. We still have to invoice every load you move for the customers you factor with us and collect payment from them but you will now have the ability to choose whether you want to factor the load and get paid today or whether you prefer we bill the load for you at a low rate and load your Comdata card when payment comes in."]
Text[18]=["Preventive Maintenance Package","<p>The PM consists of the following:<ul><li>Oil filled to capacity</li><li>Full Flow oil filter replaced</li><li>By Pass oil filter replaced</li><li>Primary fuel filter replaced</li><li>Secondary fuel filter replaced</li><li>Complete Tractor Lube</li><li>Fluid levels checked</li><li>Test Nitrite Level in coolant</li><li>3 Axel brake adjustment</li></ul> "]
Text[19]=["How to Interpret the TA Discounted Fuel Price Info","<br><br>1.Find the location on the list and make a note of the location's # (on the left of the list) also make a note of our pumping fee at that location (on the right of the list).  Pumping fee's are listed as 0.02 this would mean a 2 cent pumping fee, 0.12 would mean a 12 cent pumping fee.<br>2.Now it is time for us to call and find out our price at that location. Our price will fluctuate since the Travel Center's cost to provide fuel at that location changes, therefore you should check back every few days.<br>3.Call the 800# at the top of the list<br>4.A machine will pick up, press #1 for 'Truck Stop Fuel Information'.<br>5.Enter the location #.<br>6.The machine will tell you their cost at that location.<br>7.Add our pumping fee to their cost.<br>8.Now you know our discounted price at that location.<br><br>Here is an example<br>The machine tells us that the cost at that location is $1.44 per gallon.We have a pumping fee of 3 cents, i.e. a cost plus 3 cent discount.<br><br>$1.44<br>+ .03<br>---------<br>$1.47 <br><br>$1.47 is our discounted price at that location Printed on your receipt will be the total amount you saved. <br><br>"]
Text[20]=["Low Flat Rates","We charge one flat rate with no hidden costs for aged receivables."]
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